Personal Insurance Specialists

Protect the milestones that matter most

Life insurance, income protection, TPD and trauma cover — tailored to your life stage, family, and financial goals. We compare 10+ Australian insurers so you don't have to.

5
Cover types
10+
Insurers compared
$0
Cost for assessment
AUwide
100% online
Life Insurance Income Protection TPD Cover Trauma Insurance Key Person Cover Business Expense Insurance Life Insurance Income Protection TPD Cover Trauma Insurance Key Person Cover Business Expense Insurance
Types of Cover
Insurance solutions for every stage of life
We offer guidance across the full spectrum of personal and key-person insurance — structured around your circumstances, not a one-size-fits-all product.

Life Insurance

Pays a lump sum to your loved ones if you pass away or are diagnosed with a terminal illness. Covers your mortgage, debts, children's education, and ongoing family living costs.

Lump sum benefit Inside or outside super Flexible terms

Income Protection

Replaces up to 75% of your pre-tax income if illness or injury stops you from working. Covers mortgage repayments, household bills, and everyday expenses while you recover.

Up to 75% of income 2yr, 5yr or to age 65 Agreed or indemnity value

Total & Permanent Disability (TPD)

Pays a lump sum if you become permanently unable to work due to illness or injury. Covers rehabilitation costs, home modifications, debt clearance, and ongoing care needs.

Lump sum benefit Own or any occupation Bundled with life available

Trauma / Critical Illness

Pays a lump sum on diagnosis of a specified serious illness — heart attack, stroke, cancer, and 40+ other conditions. Use the funds however you choose to focus on recovery.

Lump sum on diagnosis 40+ covered conditions Standalone or bundled

Key Person Insurance

Protects your business if a key employee, founder, or partner is unable to work due to death, disability, or critical illness. Covers revenue loss, recruitment costs, and business continuity.

Revenue protection Tax-deductible premiums Tailored to business value
Why Cover Matters
The risks most Australians don't plan for
Nobody expects the unexpected. But the financial impact of illness, injury, or death can devastate a family in weeks — unless you're prepared.

What if you couldn't work for 6 months?

Most Australians can only cover living expenses for around 3 months without income. Income protection bridges the gap — replacing up to 75% of your salary so your mortgage, bills, and family are covered while you recover.

Income Protection 75% income replacement

What happens to your mortgage if you die?

The average Australian mortgage is over $620,000. Life insurance ensures your family keeps the home, children stay in their school, and debts don't become someone else's burden.

Life Insurance Mortgage & debt protection

What if a serious illness hit tomorrow?

1 in 2 Australians will be diagnosed with cancer by age 85. Trauma cover pays a lump sum on diagnosis — giving you the financial freedom to focus on treatment and recovery, not bills.

Trauma / Critical Illness Lump sum on diagnosis

What if an accident left you permanently disabled?

TPD cover provides a lump sum so you can clear debts, fund rehabilitation, modify your home, and maintain your quality of life — even if you can never return to work.

TPD Cover Lump sum benefit
How It Works
From enquiry to covered — simple and clear
Getting the right cover shouldn't be complicated. We handle the research, comparison, and paperwork so you can make a confident decision.
01

Tell us about yourself

Your age, occupation, family situation, existing cover, and what matters most to you financially.

02

We assess your needs

We compare policies across 10+ Australian insurers — examining benefits, exclusions, premiums, and claim history.

03

Review your options

We present clear, jargon-free recommendations with no obligation. You choose what's right for you.

04

Get covered

We handle all paperwork and liaise with the insurer on your behalf. If you ever need to claim, we're in your corner.

"

After my husband's diagnosis, the last thing I wanted to think about was money. Milestone had set us up with trauma cover two years earlier — and that lump sum meant I could take time off work and focus on our family. I'll never be able to thank them enough.

KM
Kate Morrison
Sydney, NSW
Why Milestone
Independent advice in your corner

Independent comparison

We're not tied to a single insurer. We compare 10+ Australian life insurance providers to find the cover that genuinely suits your situation.

No jargon, plain English

Insurance is complicated enough. We explain everything in clear, everyday language — so you know exactly what you're getting and what you're not.

Claims support when it matters

If you ever need to make a claim, we advocate on your behalf. We handle the paperwork, chase the insurer, and fight for the outcome you deserve.

Australia-wide, 100% online

No matter where you are in Australia, our entire process works online — phone, video, or email. No need to visit an office.

Don't leave your family's future to chance

Get a free, no-obligation insurance assessment in under 5 minutes. We'll show you where you're covered — and where you're exposed.

Start Your Free Assessment
Get Protected
Start your free insurance assessment

Tell us about your situation and we'll come back to you with a clear picture of the cover you need — and what it will cost. No obligation, no pressure.

We'll respond within 24 business hours. All enquiries are confidential. General advice only.

Milestone Capital operates as an Authorised Representative. Our AFSL and Authorised Representative details are available on request — email lachlan.comport@gmail.com. The information on this website is general advice only and has been prepared without taking into account your personal objectives, financial situation, or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances. You should read the relevant Product Disclosure Statement (PDS) before making a decision about any insurance product. Milestone Capital receives commissions from insurers when policies are placed.