Milestone Capital provides tailored lending solutions for Australian businesses — from working capital to commercial property, structured around your goals.
Our core financing solution for business investment and growth. Suits acquisitions, working capital, succession planning, mergers, and property purchase or refinance.
A targeted loan product for business clients purchasing commercial property. Ideal for owner-occupied commercial real estate transactions.
Flexible residentially secured loans for business purposes. Suitable for individuals, companies, partnerships, and trusts with up to 30-year terms.
A redrawable short to medium term facility for working capital and ongoing business activities. Access funds when you need them, repay when you can.
Short-term finance for business expenses and cash flow peaks. Available alongside a Business Transaction Account — interest charged only on the drawn balance.
Finance for investors in commercial and residential investment property. Servicing assessed by interest cover ratio relative to property value and LVR — no individual guarantor servicing required where thresholds are met.
Tailored lending for accounting practices and financial planning businesses. Valuation based on recurring fee revenue and EBITDA multiples. Minimum two qualified advisers and recurring revenue of $1.5m required.
Finance for real estate agencies and strata management businesses. Lending assessed against rent roll or strata roll value. Trust account audit with no adverse findings required for real estate.
Finance for engineers, architects, planners, surveyors, and associated service providers. Assessment includes forward order book, aged debtors, and breakdown of income by discipline.
Finance for law firms assessed on stabilised earnings and partners' positions. Preference for 2 or more partners — property security required for sole practitioners. Revenue split by area of practice required.
Finance for IT services, consulting, and SaaS businesses. Covers managed services, cloud, security, professional services, and software-as-a-service. Typically requires revenue above $5m.
Finance for insurance broking businesses assessed on commission recurring revenue and EBITDA multiples. Minimum recurring revenue of $500k. Trust account audit required. Preference for 2+ directors.
Finance for medical specialists, surgeons, GP-centric centres, diagnostic businesses, day hospitals, veterinary clinics, and dental services. Minimum revenue $2.5m and minimum commercial debt $1m.
Share your business type, loan purpose, and financial position through our simple enquiry process.
We'll request company financials, an application form, and personal information for directors or partners — plus any industry-specific documentation.
We assess your deal against lending parameters and match you to the right product and lender for your situation.
Once approved, we manage the process through to settlement so your funds are released quickly and cleanly.
Milestone understood our industry from day one. They structured a loan against our rent roll that our bank couldn't wrap their head around. Settled in weeks, not months.
We work across 8+ commercial sectors and understand the specific documentation, valuation methods, and servicing criteria each one requires.
Every deal is assessed individually. We structure lending around your cash flow, EBITDA, assets, and growth plans — not a generic product menu.
We have accreditations with major Australian banks and non-bank lenders, giving your deal exposure to competitive terms across the market.
We lend across all major cities and large regional centres throughout Australia, supporting businesses wherever they operate.
Talk to one of our commercial lending specialists and get a tailored solution within 48 hours.
Get started todayTell us about your business and what you're looking to achieve. One of our specialists will be in touch within 24 hours.
We'll respond within 24 business hours. All enquiries are confidential.
Milestone Capital acts as a credit broker and is not a lender. All lending is subject to individual credit assessment in accordance with lender credit and internal policies. Lending criteria, fees and T&Cs apply. This information is a guide only and does not constitute financial advice. Please consider whether any product is right for your circumstances. This information is provided for the use of accredited brokers only.